Secured Certificate

Certificate Secured Loans
A Certificate Secured Loan lets you borrow against your existing AFFCU Certificate Account as collateral for a low-rate loan.

About Certificate Secured Loans
Unexpected expenses happen and if you want to avoid high-interest credit card debt or paying early withdrawal fees on your AFFCU Certificate Account, consider borrowing against it with a Certificate Secured Loan.

Borrowing against your Certificate Account can help build or re-establish credit, and you’ll continue to earn interest while still having extra cash at hand. Plus, you won’t need to bother with a credit check or lengthy approval process.

Certificate Secured Loan Features:
– No credit check required
– Fixed interest rate for the life of the loan
– Borrow up to 100% of your account balance
– Funds in your Certificate Account continue to earn dividends